Services

Long-Term Care Planning

Custom roadmaps for protecting your assets and navigating Medicaid benefits — before and during a long-term care need.

Planning for What Lies Ahead

The cost of long-term care can be significant, and many families are unprepared for what Medicaid eligibility requires. We work with individuals and couples who want to explore their options before — or during — a care need.

Using a roadmap approach, we gather information about your assets, debts, recent gifts, care needs, and goals. We then walk through applicable benefit rules and planning options so you can make informed decisions — and implement a plan that works for your situation.

Questions We Help Answer

What if I can't cover the high cost of long-term care?

Is there any way to preserve assets if one spouse needs long-term care?

What if I gift assets to my children in order to become eligible for long-term care Medicaid?

I have long-term care insurance, but what if it is not enough?

I don't have long-term care insurance. What are my options for finding quality care?

Our Roadmap Approach

Information Gathering

We start by understanding your assets, debts, recent gifts, current and anticipated care needs, and your goals for you and your family.

Benefit Rules Review

We explain how Medicaid and other long-term care benefit programs work — including eligibility rules, look-back periods, and asset limits.

Planning Options

We outline your options, including asset protection strategies, spousal protections, and estate planning tools that can work alongside a care plan.

Tailored Recommendations

We provide a tailored set of recommendations you can implement with us or take to another provider — the choice is always yours.